Medical emergencies do not come with a warning. One day everything is fine and the next day someone is in the hospital with bills piling up fast. For families already on a tight budget that situation is not just stressful — it is genuinely devastating.
Most families in that moment have two choices — take on debt or delay treatment and hope things improve. Neither is acceptable. And that is exactly why Chirayu Haryana Yojana exists.
Under this scheme eligible families get health insurance coverage of up to Rs. 5 lakh per year — completely free or at a very small annual cost depending on income. No huge bills. No borrowing. No delaying treatment because of money. Just walk into an empanelled hospital with your Chirayu card and get the treatment your family needs without worrying about what it is going to cost.
Key Highlights of Chirayu Haryana Yojana
Here is a quick snapshot before we get into the full details:
Details | Information |
Scheme Name | Chirayu Haryana Yojana |
Launched By | Haryana Government |
Launch Date | 21 November 2022 |
Health Coverage | Rs. 5 Lakh per Family per Year |
Diseases Covered | 1500+ Diseases |
Empaneled Hospitals | 729 Hospitals (176 Govt + 553 Private) |
Beneficiaries | 38 Lakh Families |
Official Website | chirayuayushmanharyana.in |
Let us get straight to the part most people want to know. Here is the complete eligibility breakdown for Chirayu Haryana Yojana:
If your family’s annual income as verified through your PPP Family ID is up to Rs. 1.80 lakh you get Chirayu Haryana completely free of cost. No premium, no registration fee, no charges of any kind. Antyodaya families and Divyangjan persons with disability also fall automatically under this free category.
If your family earns more than Rs. 1.80 lakh but less than Rs. 3 lakh per year you can still get Chirayu Haryana Yojana benefits by paying just Rs. 1500 per year as an annual premium. Think about that for a second. Rs. 125 per month gives your entire family Rs. 5 lakh health coverage for the full year. That is honestly one of the best deals any government scheme has ever offered.
The Haryana Government has recently extended Chirayu Haryana to families earning up to Rs. 6 lakh per year as well. These families can apply by paying a slightly higher premium depending on their exact income bracket.
Table of Contents
- Must be a permanent resident of Haryana
- Must have a valid Parivar Pehchan Patra Family ID
- No government employees in the family
- Income verified through PPP database
- No age limit and no family size limit under Chirayu Haryana Yojana
That last point is really worth noting. A lot of government schemes put restrictions on age or the number of family members covered. Chirayu Haryana does not. Whether your family has 3 members or 10 every single person is covered under the same Rs. 5 lakh annual health insurance. No exceptions, no extra charges.
Let us talk about what Chirayu Haryana actually gives you once you are registered and have your card in hand.
Every registered family gets up to Rs. 5 lakh health coverage per year under Chirayu Haryana Yojana. And this resets every single year. So if you used Rs. 3 lakh for treatment this year next year you get a fresh Rs. 5 lakh again. That kind of annual reset is genuinely reassuring for families who need ongoing medical care.
Chirayu Haryana covers more than 1500 diseases and medical conditions. Major surgeries, cancer treatment, kidney disease, heart procedures, orthopaedic surgeries — the kind of treatments that typically cost lakhs in private hospitals are all covered. Most of what families actually need during a real medical emergency falls within this coverage.
This is honestly the most impactful benefit of Chirayu Haryana Yojana. You do not arrange money first and claim reimbursement later. You simply walk into an empaneled hospital with your Chirayu card and the treatment happens right there without you paying a single rupee at the counter. No advance payment, no paperwork, no running around collecting bills. Just treatment.
Under Chirayu Haryana you can get treated at 729 empaneled hospitals including 176 government hospitals and 553 private hospitals. And this is not limited to Haryana. Your Chirayu Haryana Yojana card works at empaneled hospitals across the entire country. So even if you fall sick while travelling or living in another state your card is valid there too.
Every registered beneficiary under Chirayu Haryana Yojana receives a Golden Health Card. It is a physical PVC card that gets printed and delivered to your registered address by post. This is the card you show at the hospital for cashless treatment. A digital version is also available through the official app which is equally valid.
If someone new joins your family — through marriage or a new baby — they can be added to your Chirayu Haryana coverage too. Bring the birth certificate for a newborn and the marriage certificate for a new spouse. Simple and straightforward.
Every registered beneficiary under Chirayu Haryana Yojana receives a Golden Health Card. It is a physical PVC card that gets printed and delivered to your registered address by post. This is the card you show at the hospital for cashless treatment. A digital version is also available through the official app which is equally valid.
Before you apply make sure you have these ready:
- Aadhaar Card of all family members
- Valid Parivar Pehchan Patra Family ID
- Income Certificate showing annual family income
- Residence proof confirming Haryana domicile
- Passport size photographs
- Mobile number linked to Aadhaar for OTP verification
- Rs. 1500 annual premium if applicable
Your PPP Family ID is absolutely non-negotiable for Chirayu Haryana Yojana. Without a valid and updated Family ID the application simply cannot proceed. So before you do anything else make sure your Family ID is active and your income details in it are correct.
Applying for Chirayu Haryana online is honestly simpler than most people expect. Just go through these steps one at a time and you will have your application submitted before you know it.
Pick up your phone or sit at your computer and go to chirayuayushmanharyana.in. Before you start typing anything personal just take one quick look at the URL and confirm you are on the real official government website. Fake websites do exist so this one second check is genuinely worth it.
Once the homepage loads look for the Apply Now button and click on it. A new page will open showing you the scheme details and terms. Take a moment and read through it.
Go through the scheme information, tick the checkbox agreeing to the terms and conditions, and then click Agree and Continue. Simple as that. Now you are inside the actual application process for Chirayu Haryana Yojana.
Type in your Parivar Pehchan Patra Family ID carefully — do not rush through this part. An OTP will arrive on your registered mobile number almost immediately. Enter it to verify your identity and move on to the next step.
After verification your family details will appear right there on screen. Click on Check Eligibility and the portal will tell you whether you qualify for Chirayu Haryana and exactly which category you fall under — completely free or paid. This is the moment you find out where you stand.
If you are eligible the registration form will open up in front of you. Now slow down and fill it in carefully. Keep your documents open beside you and match every single detail exactly as it appears there. Do not guess anything and do not rush. Getting this step right saves you from a lot of unnecessary back and forth later.
If your family falls under the paid category make the Rs. 1500 annual payment right here through net banking, debit card, credit card, or UPI — whichever works for you. The moment the payment goes through save your transaction ID and payment confirmation immediately. Do not close the page before doing this because that confirmation is important proof of your payment for Chirayu Haryana Yojana.
Go ahead and submit your application. The second it goes through a reference number will appear on your screen. Save it right away — screenshot it, write it down, send it to yourself on WhatsApp, whatever works. Just make sure it is somewhere safe. That reference number is how you track your Chirayu Haryana registration status and you absolutely do not want to lose it.
Not comfortable doing it online? Honestly that is completely fine. You can get your Chirayu Haryana Yojana done in person just as easily. Here is what to do:
Step 1: Head over to your nearest CSC Common Service Centre. If you are not sure where the closest one is just ask around in your area — most people know where it is.
Step 2: Walk in and ask the staff there for the Chirayu Haryana Yojana application form. They will know exactly what you are talking about.
Step 3: Do not worry about filling it in alone. The CSC staff will sit with you and help you fill everything out correctly. Just bring your documents and answer their questions honestly.
Step 4: Once the form is ready submit it along with all your required documents right there at the counter.
Step 5: If your family falls under the paid category make the annual payment at this point.
Step 6: Before you leave make sure you collect your acknowledgement receipt. Keep it somewhere safe because you will need it if you ever have to follow up on your Chirayu Haryana registration later.
And here is another option that a lot of people do not know about. You can also walk directly into any empaneled government hospital near you and find the Ayushman Mitra working there. Just tell them you want to register for Chirayu Haryana Yojana. They will check your eligibility on the spot and help you complete the registration right there without you having to go anywhere else.
Facing any issue with your Chirayu Haryana registration? Here is how to reach them:
Contact Method | Details |
chirayuextension@gmail.com | |
Ayushman Bharat Haryana Email | ayushmanbharatharyana@gmail.com |
Official Website |
Chirayu Haryana Yojana is a health insurance scheme launched by the Haryana Government on 21 November 2022. Under Chirayu Haryana eligible families get health coverage of up to Rs. 5 lakh per year for treatment of 1500 plus diseases at empaneled hospitals across India. It is Haryana's own extended version of the central Ayushman Bharat PM-JAY scheme designed specifically to cover families that were left out of the original central scheme.
Families earning up to Rs. 1.80 lakh per year get Chirayu Haryana completely free. Families earning between Rs. 1.80 lakh and Rs. 3 lakh can apply by paying Rs. 1500 per year. The scheme has now been extended to families earning up to Rs. 6 lakh as well. All applicants must be permanent residents of Haryana with a valid PPP Family ID and no government employee in the family.
For families earning up to Rs. 1.80 lakh Chirayu Haryana Yojana is completely free. For families earning between Rs. 1.80 lakh and Rs. 3 lakh the cost is just Rs. 1500 per year for the entire family. That comes to Rs. 125 per month for Rs. 5 lakh annual health coverage. Honestly when you think about what medical treatment actually costs in India today this is an extraordinary amount of coverage for almost nothing.
This is honestly one of the best parts of Chirayu Haryana Yojana so pay attention to this one.
The scheme covers more than 1500 diseases and medical conditions. Major surgeries, cancer treatment, heart procedures, kidney disease, orthopaedic treatments — basically all the serious stuff that costs a fortune in private hospitals is covered under Chirayu Haryana. So during a real medical emergency you do not have to sit there worrying about whether you can afford the treatment or not.
Just one thing to keep in mind. Chirayu Haryana Yojana is for serious hospital treatments only. OPD visits and routine checkups are not covered. Think of it as your protection against the big unexpected medical expenses — not everyday doctor visits.
This is a question a lot of people have and the answer is genuinely good news.
Yes you can. Your Chirayu Haryana Yojana card is not limited to Haryana only. It works at all empaneled hospitals across the entire country. So if you are travelling to another state for work, visiting family somewhere, or even temporarily living outside Haryana and something medical comes up — you do not have to worry about being stuck without coverage.
Just find the nearest empaneled hospital in that state, walk in with your Chirayu Haryana card, and you will get the same cashless treatment there that you would get back home in Haryana. No extra paperwork, no special permission, no calling anyone. Your card works and that is all that matters.
So wherever you are in India your Chirayu Haryana Yojana coverage travels with you.